What is the connection between relationships and financial planning? Both require consistency, attention, and constant monitoring. You don't just open a bank account and relax, thinking, "Well, I've done it...that's it." We are all aware that opening a bank account is only the beginning of a lengthy and ongoing process of keeping track of your spending and consistently depositing money to increase your balance.
However, in relationships, partners often put in a lot of effort to be charming, compassionate, and attentive during the honeymoon phase, but when they say "I do," they just look at each other and think, "I've done it...the end!" It is not surprising that once the honeymoon phase's goodwill has worn off, there will be friction, conflict, and the relationship's foundation will begin to fall apart.
Let's move on to the financial portfolio analogy now. Your sense of security and confidence in your ability to meet your financial goals rises whenever you make regular deposits to your account. Because you still have a healthy bank balance, when you eventually have to make some withdrawals, it doesn't seem like much of a problem. But suppose you don't have enough money in the bank and haven't made many deposits in a while. Then, you get a lot of anxiety and worry about the future when you have to pay some big bills.
In a similar vein, couples are contributing to the "love bank" when they place a strong emphasis on the development of their relationship and consistently work to expand their relationship portfolio. Because they are confident in their love and trust for one another, they are able to quickly overcome disagreements and conflicts, which are inevitable in any relationship. However, when there aren't many investments made in building relationships, even the smallest withdrawals—arguments—erode their sense of security and faith in the relationship.
So, how can couples work together to improve their relationships?
To keep their relationship positive, couples can plan to implement the following three practical strategies:
1. Connections through rituals Every family and cultural tradition has its own rituals. Family members, tribes, and cultures are brought closer together, united, and bonded through these rituals. For instance, a family that gathers for dinner to talk about the day's events is making an intentional effort to connect with everyone and check in with them at the end of a busy day.
In a similar vein, it is essential for couples to establish rituals of connection as a means of anchoring their relationship. Couples can start rituals in their homes like the following: taking a walk every evening after work or making dinner together and eating it together. Having these healthy rituals helps couples better understand, empathize with, and be aware of one another, regardless of what happens throughout the day.
Rituals of connection must be consistent, uninterrupted, and able to be realistically incorporated into your daily life, giving your partner your full attention. Daily appreciation I cannot emphasize enough how important it is to develop a daily appreciation habit if you want to become a relationship millionaire. Our brains have a tendency to have a negative bias, according to research. Since being aware of warning signs ensured our survival as cavemen and women, this served our purpose! Notwithstanding, when we will generally zero in a lot on the negatives in our accomplice and will quite often disregard and overlook the up-sides, it starts to debilitate the close to home steadiness of the relationship.
You are rewiring your brain from the anxious, flight-fight mode to the calm, safe, positive mode by making appreciation a conscious habit. Make it a point to highlight and appreciate three aspects of your partner's thoughtful actions, words, and qualities at the end of each day. You are now training your mind to focus on identifying three positive, loving qualities rather than constantly collecting data on the negative, which is another benefit of the appreciation habit. This is an excellent strategy for increasing love bank deposits!
3. Mindful and attentive listening is rapidly becoming an endangered skill! We now have more opportunities to divide our attention between tasks, people, and relationships thanks to the rise of electronic devices. Technology, however, is not the only culprit. When your partner makes you feel anxious or blames you, you often tend to ignore what they have to say and let your own story play in your head instead!
This could be as follows:
Mind reading (I know what she must be thinking—he forgot to wash the dishes once more!)
Filtering (holding on selectively to the one negative comment that your partner might have said amongst multiple positive comments) All of these cognitive distortions arise from an anxious mind, and it creates a wall between couples when attempting to communicate. Jumping to conclusions (he didn't want to go out to dinner with me last night, so he mustn't love me)
Put forth a cognizant attempt to give full consideration to your accomplice when he/she is talking. Visually connect, utilize fitting non-verbal communication to communicate your concentration and consideration, and put forth a coordinated attempt to figure out your accomplice's perspective, without leaping to give fast arrangements. Reflect on what you heard after your partner has finished speaking and ask for clarifications so that you can fully comprehend the message.
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